According to the Road Haulage Association (RHA), in-car cameras could, in time, become a pre-requisite for all cars as part of measures to combat the problem of uninsured drivers and fraudulent insurance claims.
Some fleet insurers, it seems, are already demanding that such cameras are installed into vehicles covered by its policies, and one fleet insurer says that the number of claims disputed have fallen from an industry average of around 40% to just 2%.
Given the nature of my work, I too have willing footed the bill to install both front and rear camera systems into my tuition vehicle as I appreciate the added protection they provide both myself and my students while teaching.
Having had said recording equipment installed for a couple of years now, in which time I have come to appreciate its importance, I personally would not conduct any driver training without ensuring that the cameras are fully operational while doing so.
Fortunately, to date (…touch wood!), I have not been involved in such an incident whereby video evidence has been necessary to prove liability, or alternatively innocence.
Unfortunately, having enquired with my own specialist insurance provider for the past two years, there is no reduction to the insurance premium available at present as in-car recording is not yet recognised industry wide.
I do feel however, that should the number of driver training providers installing recording equipment increase over the coming years, insurance providers will likely recognise the benefits of doing so, and in turn offer a reduction in premium accordingly.
While the benefits of having recording equipment installed into vehicles are numerous, some may argue that they are just another example of ‘Big Brother’ watching…
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Take care out there!
Chris
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