A new database is to be created, and to be used by insurers, which will show the individual driving records of all British motorists, in a move which it is claimed will reduce insurance premiums.
The current system involves insurers accessing the driving records of an individual when required via the Driver & Vehicle Licensing Agency (DVLA), which is a government department.
It is thought that the new database will reduce cost, as the current method of accessing such sensitive data is both expensive and time-consuming, however many people have concerns in relation to data security.
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Chris
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